Fuel Your Business Growth — No Collateral Needed
At Madhyastaa Invest, we understand that quick access to funds is key for running and expanding a business. Our unsecured business loans offer fast, flexible financing without the need to pledge collateral.
| Feature | Unsecured Business Loan | Secured Business Loan |
|---|---|---|
| Collateral Required | ❌ No | ✅ Yes |
| Processing Time | Quick (2–5 days) | Longer (7–15 days) |
| Loan Amount | ₹50,000 to ₹50 Lakhs | ₹1 Lakh to ₹5 Crores |
| Tenure | Up to 5 years | Up to 15 years |
| Interest Rate | Slightly higher | Lower |
| Documentation | Minimal | Extensive |
Enter the Loan Amount, Interest Rate, and Tenure to find your monthly outflow and plan your cash flow better.
Verify your business meets our criteria
Complete our simple online form
Submit required documentation
Our team reviews your application
Funds transferred to your account
Our expert team guides you every step of the way!
| Charge | Details |
|---|---|
| Processing Fee | Up to 2% of the loan amount |
| Late Payment Fee | 2% per month on overdue EMI |
| Foreclosure Charges | Up to 4% (may vary based on tenure completed) |
| Stamp Duty | As per state laws |
| GST | Applicable on all fees |
Note: All fees are transparently communicated upfront.
Get funded without pledging assets
Quick access to funds when you need them
Choose repayment terms that suit your business
Affordable financing for your business growth
Simple paperwork, faster processing
Pay early and save on interest
21–65 years
Minimum 1 year of operations
₹10 Lakhs and above
700+ preferred
Sole Proprietor, Partnership
PAN Card of Owner & Business
Government issued ID proof
Business registration proof
Last 6 months statements
Income Tax Returns for 1-2 years
Certificate of incorporation/registration
Optional but preferred
Fixed repayment tenure with structured EMIs
Covers daily operational expenses and cash flow
Withdraw as needed, pay interest only on usage
Flexible credit limit for ongoing business needs
Loan based on your card sales volume
Funds to purchase business machinery and equipment
| Feature | Business Loan | Personal Loan |
|---|---|---|
| Purpose | Business-related expenses | Personal use (any purpose) |
| Loan Amount | Higher (₹50K - ₹50L+) | Moderate (₹50K - ₹25L) |
| Tax Benefits | ✅ Yes (for business use) | ❌ No |
| Interest Rates | Based on business profile | Based on personal profile |
| Repayment Flexibility | More tailored options | Standard EMI structure |