Competitive and transparent home loan interest rates tailored to suit your needs. Whether you're a first-time homebuyer or looking to refinance, we're here to help make your home ownership journey smoother and more affordable.
Calculate EMI Now Apply NowGet attractive interest rates that make home loans more affordable than ever. Our competitive rates help you save thousands over the loan tenure.
Choose between fixed and floating interest rate options. Pick the one that suits your financial plan and risk appetite best.
Fast approval process with minimal documentation. Get your loan approved in as little as 5-7 working days after document verification.
Plan Your Home Loan with Confidence. Use our easy EMI calculator to estimate your monthly loan payments.
Find the Right Loan for Your Dream Home. We offer a variety of home loan options tailored to suit every need.
A loan to help you buy a new or resale residential property. Ideal for first-time buyers and homeowners looking to upgrade.
Best For: Buying apartments, villas, or independent houses.Perfect if you're building your own home on a plot you already own or are planning to buy.
Best For: Custom-built homes and self-constructed properties.Covers the costs of renovating or upgrading your existing home—whether it's interior work, structural repairs, or extensions.
Best For: Home renovations, extensions, or remodelling.A bundled loan to help you buy a residential plot and construct your home on it—ideal for those who want to build at their own pace.
Best For: Land buyers with a construction plan in place.Switch your existing home loan from another bank or lender to us at a lower interest rate, and save on EMIs.
Best For: Borrowers seeking better interest rates and terms.Specially designed for Non-Resident Indians (NRIs) who want to buy or invest in property in India.
Best For: NRIs looking to own a home or invest back home.Are You Eligible for a Home Loan? Our eligibility criteria are designed to be flexible, helping salaried, self-employed, and NRI applicants turn their home ownership dreams into reality.
| Criteria | Requirement |
|---|---|
| Age | 21 – 60 years (at loan maturity) |
| Employment Status | Salaried or self-employed with stable income |
| Minimum Income | ₹25,000/month (may vary by location) |
| Credit Score | 700 or above preferred |
| Work Experience | 2+ years (salaried) / 3+ years (self-employed) |
Note: Criteria may vary depending on your profile, loan amount, and property type.
Turn Your Dream Home into Reality — with Confidence. A home loan isn't just a financial product — it's a smart step toward owning your dream home.
A credit score below 700 indicates poor credit history or repayment issues, making lenders cautious.
Tip: Check your credit report and fix errors before applying.Frequent job changes or inconsistent income may raise red flags about repayment ability.
Tip: Maintain stable employment for at least 2–3 years before applying.If your current EMIs take up a large portion of your income, lenders may doubt your repayment capacity.
Tip: Try to close smaller loans or credit card dues before applying.Missing or mismatched documents can delay or even derail your loan approval.
Tip: Double-check all documents before submission.If the property is under litigation, lacks clear title, or doesn't meet legal or regulatory norms, the loan may be rejected.
Tip: Choose properties that are pre-approved or legally verified by the lender.If applying jointly, your co-applicant's credit history and financial profile also impact the decision.
Tip: Ensure your co-applicant has a good credit track record.Unlock the Value of Your Property. A Loan Against Property (LAP) is a secured loan where you can pledge your residential or commercial property as collateral to get funds.
Get access to a loan amount of up to 80% of the market value of your residential or commercial property.
Choose a loan tenure of up to 15 years, offering you the flexibility to repay the loan in affordable EMIs.
Fast and hassle-free loan approval process, with disbursal in as little as 5-7 working days after document verification.
Use the loan amount for any purpose—be it funding a business expansion, paying for medical expenses, home renovation, or education.
Benefit from potential tax deductions on interest payments under Section 37 of the Income Tax Act.
Repay your loan as per your convenience, with options for part-prepayment and top-up loans in the future.
Got Questions? We've Got Answers! Explore answers to the most frequently asked questions about home loans.
Simple. Transparent. No Hidden Charges. We believe in complete transparency when it comes to your finances.
A processing fee is a one-time charge collected by the lender to cover the administrative costs of processing your home loan application. Our home loan processing fees are competitive and easy to understand — so you know exactly what you're paying for.